It is important to remember that the decision on who you instruct to handle your claim is yours, and yours alone. The government has abolished Legal Aid for all personal injury and most medical negligence claims. In doing so, they established some alternative funding options for people needing to make a claim. We will explore with you in more detail the options available to you and the most appropriate one to take depending on your circumstances.
Conditional Fee Agreements
Conditional fee agreements are commonly referred to as ‘No Win, No Fee’ agreements. These agreements allow you to pursue your claim in the knowledge that if you don’t win, you will not be responsible for our fees. Fees are only payable when your case is won.
To compensate us for the risk that we take in working on a case where we may not recover costs, and for deferring payment of our legal fees, we are entitled to charge a success fee if the case is won. We will arrange ‘after-the-event’ insurance to cover your disbursements – this covers things like the cost of expert reports and court fees. The cost of this policy is payable at the conclusion of your case and only in the event it is successful.
Legal Expense Insurance
It is possible that you already have legal expense insurance attached to a motor insurance policy, home insurance or even certain bank accounts. These can provide for payment of legal costs up to a specific amount. These policies can be useful depending on the seriousness of your case. Sometimes they limit who you can choose as your solicitor, or they might not cover all of the disbursements.
We will advise on the suitability and limitations of using your legal expense insurance to fund your claim.
If you are a member of a Trade Union they may provide you with help on legal issues. However, they generally insist that you instruct one of their panel law firms who are used to handling high volume and low value cases. This funding option can be perfectly acceptable to some people, but you may feel that you won’t get the level of service or result that you are looking to achieve.
Legal Aid is the provision of assistance to people otherwise unable to afford legal representation and access to justice. Sadly, as a result of continuous budget cuts Legal Aid has virtually disappeared. In relation to injury claims, it is only available to people who fulfil a stringent criteria, and whose claim for compensation concerns clinical negligence involving children who have suffered severe disability due to a neurological injury sustained during the mother's pregnancy, the child's birth or the first eight weeks of the child's life.
Morgan Jones Pett is approved by the Legal Aid Agency to provide legal advice to clients who meet this criteria.
We can explore the pro’s and con’s of all funding options to enable you to make the best decision.
Thank you for everything you have done.Mrs W
Many thanks for the work that you have done and we have achieved.Many thanks Simon
Thank you so very much. You have been absolutely wonderful.Client to David following successful claim
I just want to thank you for all your help in the past 3 years and a bit. I am so pleased it’s all over and I can move on with my life.Ms N
Thanks to Simon and Hayley for all you have done over the last few years.Mr C
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Morgan Jones & Pett Ltd is a company registered in England and Wales Registered No: 06236869. Registered office at: 18-20 Prince of Wales Road, Norwich, Norfolk, NR1 1LB. Authorised and Regulated by: The Solicitors Regulation Authority registration: 569813. www.sra.org.uk/solicitors/handbook/code/content.page